Speaking on his Stick to Football podcast, Neville explained: "Trent gives us a better use of the ball from the back and gives us some sort of a threat with his assists and set-pieces. Mainoo gets us playing. We saw that the other night.
"Then I think Palmer at the moment... I would have started [Phil] Foden, [Jude] Bellingham and Saka, 100 per cent, with [Harry] Kane [at the start of the tournament]. They are the front four that everyone would have chosen.
"But Palmer's looked so effortless. He just looks like he's got that little bit of something. I'm uncomfortable with any of them being left out. I don't know which it would need to be, maybe Saka. I'm uncomfortable leaving Saka out just purely because he's a brilliant player as well."