Beard told BBC Sport: "If a Premier League manager loses their job, they are comfortable financially - but we are not.
"I need a plan A and a plan B. I want to stay in football but if I can't find anything - there are not that many professional teams in England in the women's game - then I need to look at maybe going back into estate agency work or something like that.
"It would probably be a last resort for me. But at the end of the day I have a family I need to support. I need to look at all options.
"I want to stay in the game and continue managing. I have my pro licence and degree in business management.
"I think people see me as a fixer who can build something but I know I'm much more than that when I look back at my time as a football manager.
"Roles like a technical director or sporting director are something I would maybe consider. I might also look at high performance workshops or even podcasts."