For Man City:A bit of a strange one, in the sense that Pep Guardiola is pursuing a second consecutive treble with a squad that is not exactly flush with defensive midfielders. On the other hand, the Catalan clearly doesn't think Phillips is remotely good enough to fulfil the Rodri role, even when the Spaniard is unavailable, so why bother keeping him around when he has centre-backs that could do a better job in the engine room? City are obviously hoping that Phillips will play well enough between now and the end of the season to enable them to recoup a significant chunk of the £42 million they paid Leeds for the England international in July 2022. Grade: C+
For West Ham: A no-brainer. David Moyes has some good players in the middle of the park, with the Declan Rice money having been very well reinvested in the likes of Edson Alvarez and James Ward-Prowse. The problem is that they're easily affected by injuries and suspensions, as underlined by the lack of control and solidity the Hammers suffered from in last weekend's draw at Sheffield United due to the absence of Alvarez. Phillips should at the very least, then, add some much needed strength in depth, but with the real possibility that he could prove a bargain buy if he comes close to recapturing the form that made him a key figure in the England team that reached the final of Euro 2020. Grade: B+
For Phillips: An absolutely imperative move. It's easy to understand why he was reluctant to give up on making it in Manchester last summer, after just one season at the Etihad, and his willingness to try to fight for his place was admirable. But his situation hasn't improved at all in the interim, with Phillips having featured in just four Premier League games during the first half of the 2023-24 season. He simply had to get out of City to give himself a chance of representing England in Germany this summer, and he definitely has a better chance of making an instant impact at West Ham than Juventus, who were also interested in his services. It's likely that he would have taken time to settle in Turin and Phillips doesn't have a lot of it right now, with the Euros less than six months away. There is, of course, no guarantee of playing time at the London Stadium. On current form, Phillips wouldn't get into Moyes' starting line-up ahead of Alvarez, Ward-Prowse or Tomas Soucek - but he's given himself a shot at kick-starting his career and that's more than he had when the window opened. Grade: A-