The 21-year-old USA international moves to Mark Hughes' side on a free transfer after his contract with MLS side New England Revolution expired in December.
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“We were surprised and bitterly disappointed when our application for a work permit was rejected by the appeals panel – as were many other people in the game,” Stoke’s chief executive Tony Scholes told the club’s official website.
“It’s still our view that Juan is a great talent and is a player that Mark Hughes would like to join our squad. We have therefore decided that we are going to reapply for a work permit at the earliest opportunity.
“We have signed Juan but he cannot play in this country, so we’re loaning him out to Utrecht to allow him to not only develop his experience of playing in Europe but also to stay match sharp.
“Hopefully we will be successful with our second work permit application and Juan will be able to join Mark’s squad in advance of next season.”